🔒 Privacy Policy

Last updated: June 20, 2026

Welcome to Smart Home Loan Calculator (accessible from https://calcye.com). Your privacy is of paramount importance to us. This Privacy Policy document outlines the types of information we collect, how it is used, and the measures we take to protect your privacy, specifically concerning third-party advertising partners like Google AdSense.

1. Client-Side Processing (Zero Data Collection)

Unlike traditional calculators that process inputs on a server, all mathematical operations, loan inputs, prepayments, and scenario planning on our website are executed strictly on your local browser via JavaScript. We do not transmit, save, or store any of your financial data, loan amount, interest rates, or payment schedules on our servers.

2. Google AdSense & Third-Party Cookies

We partner with Google AdSense to serve advertisements on our website. Google, as a third-party vendor, uses cookies to serve ads to users based on their visit to our site and other sites on the Internet. These cookies allow Google and its partners to customize ads according to your browsing behaviors.

• DoubleClick DART Cookie: Google uses the DART cookie to serve personalized ads to our visitors.
• Data Collection by Ads: Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on our site, which are sent directly to users' browsers. They automatically receive your IP address when this occurs.
• These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

3. Opting Out of Cookies

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings. However, this can affect how you are able to interact with our site as well as other websites.

• You can opt-out of Google's personalized advertising by visiting Google Ad Settings.
• Alternatively, you can opt-out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

4. Log Files

Smart Home Loan Calculator follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services' analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic info.

5. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.